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First National Bank of Daly City opened its doors to the community in 1963. The Bank was started by a small group of local businessmen who saw firsthand how the big money center banks had little interest in the residents, businesses and the overall financial health of San Mateo County. The Founders knew that their own business success depended upon offering competitively priced quality products, outstanding customer service, and convenience for their customers. They took nothing for granted! That same operating philosophy was applied to First National Bank.
 The Bank became known as the "Family Bank" and that image and approach to banking continues to today. During the past forty years the Family Bank has successfully adapted as our customers banking needs have changed, continually monitoring what we offer and how we deliver service. It is one thing to say that a business delivers outstanding customer service, it is another to commit to daily implementation and review to measure success. That is our daily task. We have utilized our philosophy, products and service to expand our bank from a one branch, one million dollar operation in Daly City to an eleven-branch, $420 million dollar bank serving San Mateo County. In 1995 we changed our name to First National Bank of Northern California to reflect a more accurate representation of our service area.
During the past forty years we have seen many of our competitors acquired by larger institutions, other banks have closed their doors and left the area and some just could not survive. First National Bank of Northern California has weathered the trends and economic cycles over the past forty years and is effectively one of the last standing independent banks in San Mateo County. That independence gives us the ability to serve, react and respond quickly to your banking needs. Our headquarters are in South San Francisco, not in the mid-west or the East. Our loan committee meets weekly so you don't have to wait weeks for approval from someone out of state. When the bank first opened we prided ourselves on being open fifty-two hours a week. Today we have on-line banking, ATM's and bank by phone which allow you the opportunity to bank with us 24 hours a day, 365 days a year. We have branch managers and customer service representatives who can advise you on all the products we offer and what product may best meet your individual needs. For over forty years we have stayed focused on our customers needs, providing the products, service and financial tools to help them meet their commitments. That is a straightforward philosophy, but the execution requires a dedicated group of professionals who focus every day on how to best serve you. It's that simple, and it is that important!
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